National Insurance

Class 1 (employed)
(contracted in)
2004/05 Rates
Weekly earnings
Employer
Employee
Up to £91
Nil*
Nil*
£91.01 - £610
12.8%**
11%**
Over £610
12.8%**
£57.09 +1%***
* Entitlement to contribution-based benefits retained for earnings between £79.01 and £91 per week.
** On earnings above £91.
*** On earnings above £610.
Class 1A (employers) 12.8% on employee taxable benefits
Class 1B (employers) 12.8% on PAYE Settlement Agreements
Class 2 (self-employed) flat rate per week £2.05
small earnings exception p.a. £4,215
Class 3 (voluntary) flat rate per week £7.15
Class 4 (self-employed) 8% on profits between £4,745 and £31,720 plus 1% on profits over £31,720