National Insurance Contributions

NIC Reform for the Self-Employed

21st November 2017

Big changes are on the way for the self-employed and their National Insurance contributions. As of 6th April 2018, class 2 NI contributions are to be abolished and class 4 contributions will be reformed. The existing contributions provide the means by which the self-employed earn an entitlement to the state pension and to certain contributory…

Interest rate

Forecasts show interest rate may not rise

31st October 2017

According to a forecast by the EY Item Club, a forecasting body, the Bank of England should refrain from interest rate rises rates next month. Bank governor Mark Carney, however, says that rates could still be expected to rise in the “relatively near term”, with many analysts still expecting the rate to be raised in…

identity fraud

Financial Advice: Protecting Your Money from Identity Fraud

21st October 2017

Here at Phebys, Chartered Accountants offering financial advice in Huntingdon, we care about you and your money. Identity theft and fraud are becoming an increasing problem and the people behind these crimes are only getting smarter, making it even harder to know if you are properly protecting your money from identity fraud. Phebys is offering…

Cloud accountancy

An Introduction to Cloud Accounting Software

6th September 2017

What is cloud accounting software? Cloud accounting is like any normal accounting software, except that it’s hosted on remote servers and is thus accessible from absolutely anywhere, and on any device, provided that the user has the necessary access permission to view it. The necessary data is sent to the cloud, processed and then returned…

Corporation tax

Changes to Corporation Tax Loss Relief

21st August 2017

HMRC has been consulting on proposed changes to corporation tax loss relief, which would relax the rules for losses that are carried forward. Existing losses, when carried forward, can usually only be set against profits of the same type (i.e. trading losses used against profits from this same trade), but this rule is set to…

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